Global Compliance, Plain English
Privacy regulations are complicated. Fines are not. Whether you sell to customers in the US, Europe, or Southeast Asia, we break down exactly what you need to do — no legal jargon.
FTC Safeguards Rule
The US federal regulation requiring financial institutions — including many small businesses — to implement specific data security measures. Fines up to $100,000 per violation.
Who it applies to: US financial services, auto dealers, mortgage brokers, payday lenders
Maximum penalty: Up to $100,000 per violation
GDPR / UK GDPR
The EU and UK data protection regulation that applies to ANY business handling European customer data — even if you are not based in Europe.
Who it applies to: Any business with EU/UK customers or website visitors
Maximum penalty: Up to €20 million or 4% of global annual turnover
CCPA / CPRA
California Consumer Privacy Act — the strongest state-level privacy law in the US, with rights to know, delete, and opt out of data sales.
Who it applies to: Businesses serving California residents with $25M+ revenue or 100K+ consumer records
Maximum penalty: $2,500 per unintentional violation; $7,500 per intentional violation
HIPAA
Health Insurance Portability and Accountability Act — governs how healthcare providers, insurers, and their business associates handle protected health information (PHI).
Who it applies to: Healthcare providers, health plans, healthcare clearinghouses, and business associates
Maximum penalty: $100 — $50,000 per violation, up to $1.5M per year
PDPA / PDP (Southeast Asia)
Singapore Personal Data Protection Act and Thailand Personal Data Protection Act — two major Asian privacy frameworks affecting cross-border e-commerce sellers.
Who it applies to: Businesses collecting personal data in Singapore or Thailand
Maximum penalty: PDPA: Up to S$1M; PDP: Up to 5M THB + criminal liability
Compliance Toolkit
Templates, checklists, and step-by-step guides: privacy policy generator, cookie consent setup, data breach notification letter template, and regulatory gap analysis worksheet.